I've been playing around with the Model 3 VIN numbers and decided to plug one into my GEICO app and I took a screenshot posted below for others to get an idea of what coverage may cost. A little background - My wife and I are in our 40's with no points on our licenses and no accidents. We live on Long Island where drivers think they're driving bumper cars so probably my rates are still higher than most others even though we are good drivers. For comparison, the Model 3 is listed along with a slightly lower priced FWD 2013 Acura ILX and a much more expensive Model X. All vehicles are quoted based on about 7,000 miles driven per year with a daily commute to work of 10-15 miles each way. Coverage limits are as shown. I can't be sure of the exact configuration of the Model 3 since I entered VIN 5YJ3E1EA7HF001134 which is the last VIN registered by Tesla in the database. I know it's RWD and I assume it has the standard 1st production specs with PUP. The Model 3's Aluminum body and lack of body shops that are trained to repair it should significantly increase repair costs but I'm happy to see that the the insurance is not a lot different than a standard steel body Acura ILX. I'm also happy to see that the tremendous amount of large glass panels on the Model 3 do not raise insurance a lot. An early Model X owner was quoted almost $3k to replace their panoramic front windshield soon after they got the car (replacement costs are much lower now). This policy has full glass coverage with no deductible for just in case. Thankfully the panoramic glass is in the rear on the Model 3 which is MUCH less likely to get damaged compared to the front windshield. Also, there's a boatload of Model S pics that have been declared "totaled" after what appears to be minimal body damage so I'm happy that that too does not raise the insurance a lot. As expected, the Model X is more expensive to insure and almost all of the difference is in the vehicle coverage portion because the car is 2-3x more expensive than a Model 3 and AWD and more expensive to repair.