So based on Tesla's service history, is there a need for auto insurance that differs from the ordinary? Do you think model 3 owners will receive a model 3 loaner if his car is taken for service overnight? Will the 24 hour roadside service extend to M3 owners? I'm sure small-scale collision coverage will be similar to an ICE car, but would we take it to Tesla if we needed an entire panel or other more substantial repairs? What about windshield replacement? Can anyone shed some light? Thanks!!